Car insurers once allowed you to drive someone else's car on your own insurance, but motorists are urged to check their policy as many insurers have introduced restrictions.
Many motorists believe they are automatically insured, but each year drivers discover that this protection is not included in their policy. Third-party cover used to come as standard but insurers have introduced a range of restrictions and exemptions which removes this protection for many drivers.
The "driving other cars" protection was originally included to cover emergencies, for example, if you needed to go to hospital someone else could drive you there in your car. Car owners can be prosecuted if their car is driven by an uninsured driver.
Here's a few insurance myths explained.
If you're unsure if you have this protection, check your insurance documents or contact your insurance provider.